Health and Benefits

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Health and Benefits
Health and Benefits
Health and Benefits
Disability, benefits, and group-coverage terms used in Canada.
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Health and Benefits
Any Occupation
Health and Benefits
Disability wording that tests whether the claimant can do other suitable work, not only the prior job.
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Health and Benefits
Maximum Benefit Period
Health and Benefits
Outer time limit on how long disability benefits can remain payable.
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Health and Benefits
Coordination of Benefits
Health and Benefits
Benefits rules that determine which plan pays first when more than one plan can respond.
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Health and Benefits
Disability Insurance
Health and Benefits
Income-protection coverage that replaces part of earnings when disability prevents work.
Read more about Disability Insurance.
Health and Benefits
Elimination Period
Health and Benefits
Contract delay that must be satisfied before disability benefits start.
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Health and Benefits
Long-Term Disability
Health and Benefits
Longer-duration income-replacement coverage for disability that continues beyond the early absence stage.
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Health and Benefits
Own Occupation
Health and Benefits
Disability wording that measures claim eligibility against the insured's own regular occupation.
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Health and Benefits
Partial Disability
Health and Benefits
Reduced work capacity that may still qualify for disability benefits.
Read more about Partial Disability.
Health and Benefits
Residual Disability
Health and Benefits
Disability wording for a claimant who can still work partly but has lost capacity or income.
Read more about Residual Disability.
Health and Benefits
Short-Term Disability
Health and Benefits
Short-duration income-replacement coverage used early in a disability claim.
Read more about Short-Term Disability.
Health and Benefits
Waiting Period
Health and Benefits
Benefits-plan term for a delay before coverage or benefits become available.
Read more about Waiting Period.